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Raymond R. (Bob) Fletcher--Founder, Chairman & CEO
Mr. Fletcher is a seasoned trust professional with over forty-five years experience in the trust industry, having served as a personal trust officer, trust manager of two Texas banks, president of an independent trust company and as a nationally recognized institutional trust consultant.  Mr. Fletcher's trust positions included forming and managing a bank trust department while his trust consulting responsibilities have ranged from start-ups to closings and from turnarounds to expansions with special emphasis on crisis management.
Mr. Fletcher earned his Bachelor of Business Administration degree from Southwest Texas State College (now Texas State University), San Marcos, Texas and graduated with a Trust Major from Southern Methodist University's Southwestern Graduate School of Banking, Dallas, Texas.  He holds three professional designations conferred by the Institute of Certified Bankers, affiliate of the American Bankers Association:  Certified Trust and Financial Advisor (CTFA), Certified IRA Services Professional (CISP) and Certified Financial Marketing Professional (CFMP).

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